How Our Terms Apply to Your Account
Our terms of service are structured around Indonesian consumer expectations and the payment rails you use every day. When you deposit via DANA or OVO, those transactions are recorded and retained for a minimum of 90 days in line with our data retention schedule. Withdrawals processed
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through GoPay or QRIS are subject to identity verification before funds are released — a step we apply consistently to every account. Eligibility for certain features depends on local law, and we flag those restrictions clearly inside your account dashboard rather than in fine print. If
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you are based in Makassar or anywhere across Indonesia, the same policy version applies to your account without regional variation. We review these terms on a rolling basis and notify you via registered email whenever a material change takes effect, giving you at least 14 days
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to review before the update becomes binding.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.